Risk Management

RISK MANAGEMENT

Protecting against risk is an inherent part of comprehensive financial planning, so we help clients find the right balance of insurance to address the particular risks they face.

At times, this may include simply acknowledging there is a risk and accepting to not insure against it. Either way, it is our fiduciary duty to bring up the conversation and explore the possibilities with you.

We help clients assess their current coverage – whether it is through life insurance, disability insurance, long-term care, or other types of policies. We then help to design what policies fit your overall pictures, presenting - at times - the need to cancel certain policies that do not address what your needs may be.

In keeping with the fact that we are held to the fiduciary standard, we choose to diclose whatever compensation we would receive from the products we reccommend. As an independent advisor, we find the best product for your situation, not the best product for our compensation. If a product does not fit or will not provide benefit to your overall financial situation, we will not reccommend it.